Ask yourself...
Does this sound like the people you serve - or your own community?
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Many individuals have never been taught how to budget, save, or invest wisely, and are feeling the effects of financial stress.
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Employees, parents, or members feel stuck living paycheck to paycheck, despite working hard every day.
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Conversations about money are often avoided out of fear, shame, or uncertainty.
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Generational cycles of poor money habits continue because no one ever taught a better way.
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Debt and confusion around financial priorities are weighing families down.
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People want to manage money in a way that honors God and builds stability - but they just need the tools and truth to do it.
 INTRODUCING
EX4 Financial Education - Partnerhsips
"Now go; I will help you speak and will teach you what to say." — Exodus 4:12 (NIV)
Build Financial Confidence Through Education, Faith, and Practical Wisdom
EX4 Financial Education was founded to bridge the gap between financial knowledge and personal empowerment. We believe that true financial freedom begins with understanding - not just numbers, but purpose.
Our mission is to teach people of all ages how to manage money with clarity, confidence, and integrity. By combining biblical principles with modern financial education and data-driven insights, EX4 helps individuals, families, and communities build strong foundations for lasting financial wellness.
Learn About Partnership OpportunitiesHow You Can Partner With EX4
Whether you’re a school preparing students for the real world, a church guiding your congregation, or a business investing in your team - EX4 offers engaging workshops and coaching experiences designed to transform financial understanding.
 For Schools and Colleges
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Financial literacy seminars and classroom presentations
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Curriculum integration support and student workshops
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Parent sessions to strengthen financial confidence at home
 For Churches & Faith Communities
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Biblical stewardship seminars and group studies
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Financial freedom workshops for members and leadership teams
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Coaching and guidance for couples, families, and individuals
 For Businesses & Organizations
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Staff financial wellness programs
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Lunch-and-learn sessions
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Corporate presentations on budgeting, saving, and financial mindset
 One-on-One & Group Coaching
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Personalized coaching for individuals or families
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Six-week and twelve-week programs tailored to financial goals
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Scriptural alignment and practical applicationÂ
Bring EX4 to Your School, Church, or Organization
Looking for a speaker or workshop that makes financial education inspiring and relevant? I bring an authentic, engaging approach to money management and stewardship that connects with any audience - from students to staff, to congregations and community groups.
Key Pillars:
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Education:Â Financial topics made simple and practical
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Faith:Â Scripture-centered lessons that inspire wise stewardship
- Empowerment:Â Tools and confidence to take control of finances
Key Teachings:
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Breaking Financial Myths
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Biblical Stewardship in Modern Times
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Building Confidence with Money
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Overcoming Debt & Fear-Based Finances
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How to Build a Life of Purposeful Prosperity
A Deep Dive Into The Curriculum
Each session can be customized to fit your audience - from students and staff to church congregations and community groups. Below are some of the core topics we may explore together:
 #1
Money Mindset
Break free from the common beliefs and stereotypes that hold people back from financial peace. Learn to replace false narratives with truth that brings freedom and clarity.
 #2
Saving & Spending
 Money decisions start in the mind. Learn how to overcome fear, impulse spending, and emotional triggers to build lasting savings habits rooted in wisdom and confidence.
 #3
Budgeting
 Budgeting isn’t about restriction - it’s about direction. Create a plan that aligns with your goals and values, giving you authority and peace over where every dollar goes.
 #4
Debt & Credit
 Debt doesn’t have to define your future. Understand how credit works, build a smart repayment strategy, and experience the freedom that comes from financial stewardship.
 #5
Investing
 Learn the foundations of investing with wisdom and purpose. Equip yourself or your community to build long-term wealth that aligns with biblical principles and lasting impact.
 #6
Income
 Your income is a tool for impact. Discover how to optimize, manage, and align your lifestyle with your earnings to create harmony, margin, and financial stability.
 #7
Generosity
 Giving isn’t a loss - it’s a gain. Explore the spiritual and practical power of generosity, and how it transforms hearts, homes, and entire communities.
A Balanced Approach to Financial Growth
Our teaching model combines spiritual wisdom, practical application, and data-backed insights to create lasting impact.
Each experience includes:
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Scriptural foundations that reveal God’s design for stewardship
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Practical lessons on budgeting, debt freedom, investing, and mindset
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Action steps and accountability tools that build lifelong habits
NICE TO MEET YOU!
I’m Nika Kaminski - Financial Coach & Educator
I’m so glad you’re here. EX4 Financial Education was built as a space for learning, growth, accountability, and lasting transformation.
After several years working in the finance industry, I realized something most people never admit - even those earning high incomes often don’t feel confident managing their money. I saw smart, capable people struggling with budgeting, debt, and financial direction, and I knew there had to be a better way.
That realization led me to combine my background in finance with a passion for teaching and ministry. Through EX4, I’ve dedicated my career to helping others build financial confidence, develop healthy money habits, and align their financial decisions with biblical truth.
Today, I work with individuals, schools, churches, and organizations - equipping people to walk in wisdom, peace, and faithful stewardship. Because financial peace isn’t just possible - it’s part of our calling.
Let’s Partner to Build Financial Confidence
Interested in bringing financial education to your school, congregation, or organization? Let’s create a custom program that fits your community’s needs.
Book A Partnership Overview MeetingInterested in 1:1 Coaching? Click BELOW to view our full website:
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